Business Insurance and Employee Benefits

Protect your organization and attract and retain employees

Whether you run a small business or a mid-size company, it’s essential that you operate with the right insurance – and the right amount of insurance – for your needs. ​

And you need the right mix of employee benefits to attract top candidates to your company and retain your best employees.

The GTM Insurance Agency can customize a package of insurance products and employee benefits that will meet your needs and fit your budget, offering policies and benefits underwritten by major carriers.

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Explore Insurance and Benefits

Workers' Compensation

Provides wage replacement benefits and lifetime medical care for work-related injuries and illnesses. Mandatory for most New York State employers of one or more employees.

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Disability Insurance

This benefit pays a percentage of an eligible employee’s income if the employee becomes disabled because of an off-the-job injury or illness.

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Paid Family Leave

Allows employees to take time off to care for newborns or other family members or to address important family needs. Most private employers in NY, MA and CT require this insurance.

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Employee Benefits

Offering benefits such as health insurance or Health Reimbursement Arrangements (HRAs) help you attract the best staff and can mprove relationships with employees.

Learn More

Explore Insurance and Benefits

Workers' Compensation

Provides wage replacement benefits and lifetime medical care for work-related injuries and illnesses. Mandatory for most New York State employers of one or more employees.

Learn More

Disability Insurance

This benefit pays a percentage of an eligible employee’s income if the employee becomes disabled because of an off-the-job injury or illness.

Learn More

Paid Family Leave

Allows employees to take time off to care for newborns or other family members or to address important family needs. Most private employers in NY, MA and CT require this insurance.

Learn More

Employee Benefits

Offering benefits such as health insurance or Health Reimbursement Arrangements (HRAs) help you attract the best staff and can mprove relationships with employees.

Learn More

Why Offer a Tax-Advantaged Health Plan?

The benefits of tax savings plans for you and your household employees include:

Save on Taxes

Reduce your household employer tax liability with pre-tax reimbursements.

Support Employee Wellness

Help employees cover health insurance and medical costs.

Stay Competitive

Offer benefits that attract the best talent and increase employee retention.

Compliant and Simple

GTM ensures your plan meets IRS rules and is easy to manage.

Expert Guidance You Can Trust

GTM’s household payroll and HR professionals make it easy to provide compliant, tax-smart health benefits to your employees. We’ll walk you through plan setup, documentation, and ongoing support so you can offer meaningful benefits without added stress.

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Questions? Get Help with Employee Benefits

An employee benefits expert can answer questions you have about your requirements.

Call or chat with us during business hours, or schedule a free consultation at your convenience.

Call Toll Free: 800-929-9213

Hours: Mon-Fri 8:30 am - 8pm, ET